If you're going to be teaching in Japan one way travel insurance is something you should consider from the get-go.
When it comes to buying travel coverage, a couple things come to mind. The calculus of opposites and splitting hairs. Often you'll read prepare for things that may go wrong. Often it is more like what won't go wrong.
However most people reading this article are generally interested in teaching ESL abroad somewhere or teaching in Japan. So given this, we will approach the travel insurance angle from the perspective of a typical English teacher who preps for his/her trip abroad by buying some insurance.
One of the most common misconceptions about travel insurance is that it covers every single risk you may face while traveling. It doesn’t. If it did, everyone and their neighbor who did something wrong, got what was coming to them or was in the wrong place at the wrong time would be covered.
We could go on and on… but instead, we advise simply reading your policy. That way, you’ll know which covered reasons are named in your specific plan.
Make sure you understand all the definitions, too. For instance, “immediate family member” and “family member” mean different things. And a pet is not considered a family member, although a service animal is.
So insurance companies interpret "family members in different ways. For some companies it can include nieces, nephews, in laws (mother, father, sister, brother) etc. Sometimes even business partners and paid live-in care givers. So again all roads lead to reading the bible - the PDS. The USTIA is the authority on interpretation of the entire industry. Check them out if you have questions.
Feb 23, 20 06:26 AM
Feb 19, 20 03:45 PM
Feb 18, 20 03:51 AM
Feb 18, 20 12:29 AM
Feb 08, 20 12:49 AM
Feb 05, 20 10:59 AM
Jan 30, 20 12:48 AM